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Zero-Fee Credit Card Processing

Tips & Tricks
Tony Passwater
November 24, 2025
3 Min Read

Merchant Services

Zero-Fee Credit Card Processing

Is the total cost of taking credit cards eating your bottom line?

Operating a business requires constant expense monitoring, and taking credit cards is one of the single biggest monthly costs. Do any of these describe your situation?

Customers charge their whole bill just to get “their points” or “Cash Back”?
Hidden fees add up to make your “real costs” higher than quoted?
You pay equipment rental/lease payments to process credit cards?
You pay a monthly fee just to maintain the Merchant Account?
Quoted rates are not the actual rates applied to your customer charges?
Tired of every company calling and claiming they can “beat” your rates?
Thousands of dollars lost each year off your bottom line?


We have found two simple solutions:

1. Standard Processing

A Standard processing program guaranteed to reduce your processing costs, or they will give you 500.00$ for trying. Highly integrated into QuickBooks.

2. The Zero-Fee Option

A customizable program which can totally eliminate all your processing, equipment, PCI, and monthly fees to ZERO!

Video Guide: EPX Edge Zero-Fee Processing

The Edge program is an innovative new offering made possible by the recent Supreme Court ruling that allows you to share or transfer the costs of processing back to the customer. This wasn’t possible a few years ago since it was against your merchant services agreement.

Edge now offers a customizable program that will allow you to encourage payment by check or cash, and stop these unnecessary costs to your business.

This program also allows for zero equipment fees, transaction fees, and all the hidden costs, or share the costs based on charge levels. You could decide to take all credit cards for deductibles up to 500.00$ at no sharing costs, but for charges above this amount you can even set a sliding scale. As an example; 501.00$ to 1,000.00$ the customer shares half the costs, and over 1,000.00$ they pay the whole costs. Believe it or not, customers will still use their rewards card even if a non-cash fee is added, just to get their points, but it can not cost you anything!

💡 You can also individually decide when processing to override the fee as well for your “best” customers.

This new program is a game changer … how much money can this save you on your bottom line?


💳  Get Started with the Edge Program

Save up to `$95\%$` or more on processing costs instantly.


The Credit Card Processing Challenge

If after reviewing the Edge Program to eliminate `$95\%$` or more of your credit card fees, we have partnered with a provider, PayProTec, that will guarantee they will save you money or give you `$\$\$500.00$` for trying!

Simply print out the savings certificate below, fill out your information, and send us your last `$2\text{ statement(s)}$`… we will do the rest, and save your business serious money!



📅  Book Your Session Now

Free 30-Min Consultation • No Obligation


If you have missed our earlier issues of QuickBooks Tips & Tricks, you can catch up on past issues by Clicking Here.

Thank You and I look forward to sharing QuickBooks Tips and Tricks with you next month …

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