✓ Certified QuickBooks Advisor since 1999 ✓ Desktop & Online Support
Lowest Merchant Cost Guaranteed

Credit Card Processing

We partner with Key-Factor to deliver high-performance, QuickBooks-integrated merchant accounts with the lowest cost structures on the market.

The Payment Bottleneck

Are Hidden Fees and Confusing Pricing Eating Your Profits?

Many merchant statements are intentionally complex, filled with hidden markups and tiered pricing traps. Discover if your payment flow is dragging down your revenue.

Confusing Tier Statements

Processor statements are often filled with qualified, mid-qualified, and non-qualified tier traps that hide the true markup rates from merchants, making manual verification impossible.

Double-Keying Data Entry

Manually inputting invoices, sales orders, and credit card payments into both a standalone merchant terminal and QuickBooks creates massive bookkeeping inefficiencies and reconciliation errors.

PCI & EMV Non-Compliance

Using processing equipment that isn't PCI compliant or doesn't support secure EMV chip cards exposes your business to expensive monthly non-compliance fines and chargeback fraud liability.

Fully Integrated Networks
VISA
MASTERCARD
DISCOVER
AMERICAN EXPRESS
Zero Processing Fees

Keep 100% of Your Hard-Earned Profit

Our certified Cash Discounting and Dual Pricing programs allow your business to eliminate processing expenses entirely. Pass the card network fees cleanly onto customers who choose plastic, while incentivizing cash payments.

Compliant Dual-Pricing Systems

Our solutions are fully compliant with Visa, Mastercard, and state/federal regulatory guidelines.

No Processing Overhead

Completely drop your merchant statement processing fees, saving thousands of dollars every year.

Smooth Terminal Conversions

We provide pre-programmed smart terminals that dynamically adjust pricing screens at checkout.

Calculated Merchant Savings

See how Zero-Fee Dual Pricing changes your overhead expenses

Standard Processing Fees

Traditional flat rates or tier pricing structures

-$350.00
Zero-Fee Dual Pricing

Merchant pays absolutely nothing in card fees

$0.00

Annual Cash Kept

$4,200.00
Smart Payment Hardware

Accept Payments Anywhere Your Business Operates

We partner with Key-Factor to equip your business with fully certified, omni-channel payment solutions that streamline cash flow and secure your payments.

EMV Smart Terminals

Sleek counter checkout terminals with NFC tap enablement for Apple Pay, Google Pay, Android Pay, and secure EMV chip-and-PIN transactions.

Virtual Gateways

Robust online payment APIs and virtual portals—including Authorize.Net integration—to accept secure web-store invoices and recurring subscription cards.

Mobile Swipers & Apps

Pocket-sized mobile card readers that pair via Bluetooth with smartphones and tablets, allowing field technicians and service providers to accept payments in real-time.

Risk & Liability Shielding

PCI Compliance DSS Assistance & EMV Protection

Security compliance isn't optional. Since the EMV liability shift, card networks have moved 100% of the chargeback liability onto merchants who fail to process secure chip cards. We guide your configuration steps to eliminate exposure.

Frictionless PCI Audits

Our team works alongside you to fill out mandatory annual merchant questionnaires, avoiding expensive non-compliance penalties.

End-to-End Encryption

Tokens replace cardholder credit data at checkout, keeping sensitive records off your local hard drives and devices.

Fraud Liability Shielding

Deploying secure EMV readers protects your merchant accounts against chargebacks stemming from compromised credit cards.

Are You PCI Compliant?

Failure to report annual compliance to card brands can result in automatic non-compliance monthly fees ranging from $19 to $49. We eliminate these penalty surcharges from your statement entirely.

Scanning Statement Parameters...
Exemption Status: Eligible

Congratulations! Based on your parameters, we can eliminate non-compliance penalty surcharges from your statement, saving you up to $588.00 annually in unneeded fees.

Zero-Fee Processing

Ready to Cut Your Merchant Fees by 40% or More?

Traditional payment processors hide their rates behind complex tier-statement structures. Let a certified Advisor perform a secure audit on your latest statement to expose hidden processing markup.

Free 30-Min Consultation • Have Your Latest Statement Ready